Clocking out of work rarely means clocking out of stress. For most professionals, the transition from a demanding workday to a restful evening is a bumpy one. Even after the laptop is closed and the commute is over, the nervous system often remains trapped in a state of high alert. …

Plastic surgery financing usually means a third-party healthcare lender rather than the practice itself. Promotional plans can carry deferred interest, which becomes retroactive if the balance is not cleared in time. A complete quote covers more than the surgeon’s fee. Cosmetic procedures rarely qualify for HSA, FSA, or insurance dollars. …